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The Home-Buying Process

Home ownership is an exciting prospect, especially when you’re buying a home in paradise!

Capitol Homes is committed to guiding you through the process to ensure that you’re informed, comfortable and having a great experience.

Capitol Homes is here for you
every step of the way.

Our team can answer questions about the purchasing process, help you weigh your custom options, and walk you through financing. Capitol’s vice president, Kate Knapp, is a licensed real estate sales associate and can assist you in the purchase of land, the sale of your current home and more.

Explore our model homes!

what you can expect


Nice to meet you! Your journey begins with an introduction to the real estate/sales agent who will be guiding you through the home building process, and, if needed, help you select your parcel of land. This first meeting will include finding out what you’re looking for in a home as far as floor plan, features and customization. We’ll also be able to answer financing questions.

Construction Agreement

Signing the construction agreement sets the entire process in motion. The plans you’ve discussed with your agent will be sent to the draftsman, complete with any customizations you’ve ordered. From this day, the anticipated length of time before you move in is about one year.

The drafting & design process typically takes approximately two to three weeks.

Detail selection

About three to four weeks into the process, you’ll visit one of our model homes to choose your colors, fixtures and any other customizations you would like to include in your home. At this time, we’ll also have a copy of your personalized blueprints to review.

Finalizing the permitting paperwork reflecting your new selections should take four to five weeks.


Once you have approved your blueprints and site plan, we’ll submit all necessary paperwork to the county building department for permitting. We’ll be sure to keep you updated on when your permit is issued.

Receiving the building permit from the county usually takes around four to five weeks.

Breaking ground

When we receive the permit from the county, we can begin grading and prepping your lot. Heavy equipment is delivered and fill dirt is brought in.

Home building process steps are as follows:
1 Permitting
2 Site Clearing/Lot Preparation
3 Foundation Pour
4 Concrete Block and Lintel Pour
5 Truss Placement and Interior Framing
6 Roof Dry-In
7 Plumbing, Mechanical and & Electrical Rough-In
8 Windows and Exterior Door Installation
9 Insulation
10 Drywall and Exterior Stucco
11 Interior Finishes
12 Driveway, Final Grade and Sod
13 Final Home Walk Thru
14 Detail Finishing

Pre-drywall tour

Prior to drywall being installed, you’ll have a chance to walk through your home to see everything that goes on inside the walls (plumbing, electrical and HVAC). This is a great time for you to make any small tweaks to electrical outlet or fixture placement, move a wall a couple inches to accommodate your vision, etc.

Final walk-through & Completion

You are now able to experience your completed home.

A packet with all your important paperwork is provided and keys are handed over. We are still here to assist you with transferring utilities and answering any questions you may have.


30-day check-in

We like to call new homeowners to see how you’re settling into your new home and offer our assistance with anything you need to feel more at home in any way.

11-month check-in

We like to call and check in with our homeowners once more before your one-year anniversary.

New Construction Home Buying Process

Engineering & site included services

  • Land graded and filled for standard, x-zone
  • 80’x125’ home site, per builder’s inspection
  • Concrete entry walk & 16’ wide driveway w/culvert pipe
  • Charlotte County building permit
  • Charlotte County impact fees
  • Charlotte County utilities water connection
  • Charlotte County utilities standard sewer connection
  • Vacant lot survey, site plan, final survey
  • Engineering certification for 160 mph wind zone by state certified engineer
  • Energy calculations, soil compaction test

Capitol makes it easier.

Capitol takes care of steps that other home builders leave to the homeowner. Buying a home doesn’t have to be complicated or stressful. We make it easier for you by handling all paperwork, permitting, fees and water/sewer connection.